BUY A HOUSE

Buying a Home

Buy a home with the

Impact Loan Team

When you work with a member of Impact Loan Team, you can expect concierge service from the beginning to the end of your home purchase process.


Our team is passionate about ensuring our buyers are educated on the purchase process so they can buy with confidence, knowing that the Impact Loan Team helped them make the right choice for their future.

Apply For Your Loan
A woman is holding a house key in front of two other women.

We make the process simple!

Pre-Approval

Determine your budget by getting pre-approved for a mortgage, which provides an estimate of the loan amount you may qualify for based on your financial situation.

Home Search

Search for properties that meet your criteria, including location, size, amenities, and budget by utilizing online listings, real estate agents, and open houses.

Make an Offer

Submit an offer to purchase the chosen property, negotiating terms such as price, contingencies, and closing dates with the seller.

Home Inspection

Hire a professional inspector to assess the condition of the property, identifying any potential issues or defects that may impact your decision to proceed with the purchase.

Mortgage Approval

 Secure final approval for your mortgage loan. This involves providing documentation to verify your income, assets, and creditworthiness, ensuring all conditions are met for closing.

Closing & Beyond

Complete the transaction by signing legal documents, transferring ownership, and paying closing costs, officially becoming a new homeowner.

Why choose New American Funding over a bank for a home loan?

We have fewer restrictions than a bank, meaning more options for you.

Complimentary credit approvals within 48 hours, compared to up to 30 days at a bank.

Your loan is funded in-house, meaning faster and more personal service.

ENJOY CONVENIENCE AS AN ALL-CASH BUYER

Buy Your Dream Home With Cash!

What's the key to a quick and happy closing? Cash! Increase your chances of having your offer accepted by allowing NAF Cash* will purchase your new home with cash and sell it back to you for the original price, plus a small convenience fee.

*NAF Cash is an affiliated company of New American Funding

Apply Today!

1. Pre-Approval

Get pre-approved and start home shopping.

2. Submit Offer

Secure your new home with a cash offer.

3. Offer Accepted

Cash offer accepted & NAF Cash purchases the home.

4. Move In

Congratulations! You're ready to move into your new home.

5. Buy Back

NAF Cash sells the home back to you through lender financing.

*NAF Cash is fulfilled by NAF Cash, LLC, an affiliated real estate company of New American Funding that is managed and operated in compliance with applicable legal and regulatory requirements. NAF Cash, LLC. MI Real Estate Broker #6502431375. NAF Cash, LLC does not originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.5%-5.5% of purchase price for its service (fee varies by state). Terms and conditions apply, not available in all states. 41050 W 11 Mile Rd, Ste 220, Novi, MI, 48375. Phone 844-344-0531.

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